Most Homeowner policies will have a limitation on boats/watercraft in the valuation, length or HP (Horsepower). Liability will also be restricted or non-existent.
If you have a boat of any size larger than a small runabout you should consider a separate boat/yacht policy. The benefits extend beyond physical loss of the boat as the Liability (Protection and Indemnity) is different as well. A proper yacht policy will extend to include the costs to remove a vessel from a shipping lane. It will also respond to incidental pollution, such as escape of fuel.
We have competitive markets for following:
- Jet Ski’s
- Outboard/Inboard Watercraft
- Pontoon Boats